PART 2: THE LIFE MY CARD PAID FOR

At 10:28 p.m., Lucas called for the seventh time.

This time, I answered.

His voice exploded through the phone.

“What the hell are you doing?”

I looked at the monstera beside the sofa.

“Finishing.”

“Stop saying that. My Alipay doesn’t work. The additional card is suspended. I’m standing at a hotel and they just rejected the payment in front of everyone.”

I said nothing.

Then I asked:

“Why are you booking a hotel two hours after breaking up with me?”

Silence.

There it was.

The silence people use when the truth arrives faster than the lie.

Lucas finally said:

“That’s none of your business.”

I smiled.

“You’re right.”

Then:

“Which means paying for it isn’t my business either.”

His breathing became heavy.

“You can’t cut everything off without warning.”

“You gave me warning at eight o’clock.”

“What?”

“You said we were finished.”

“That doesn’t mean you immediately cancel every payment!”

I stared at the phone.

For three years, I had paid so consistently that Lucas no longer considered the money assistance.

He considered it infrastructure.

Something permanent.

Like electricity.

Like tap water.

Like me.

I asked:

“How long should an ex-girlfriend keep paying your subscriptions?”

“That’s not the point.”

“One week?”

“Stop being ridiculous.”

“One month?”

He said nothing.

“Until your next girlfriend takes over?”

The call disconnected.

I laughed.

Then watered the monstera again.

Just a little.

I was learning.

Too much water could kill something too.


Lucas returned forty minutes later.

He had not expected me to lock the door.

He rang the bell three times.

I opened it but did not let him inside.

“What?”

His face was red.

“You changed the code?”

“Yes.”

“I still live here.”

“You ended the relationship and left.”

“My things are still inside.”

“Packed.”

I pointed to the two bags near the entrance.

His expression changed.

“You’re serious.”

“Yes.”

He stared at me as if he had never heard that word from my mouth before.

Then:

“You suspended the card deliberately.”

“Yes.”

“And Alipay.”

“Yes.”

“And my parking.”

“Yes.”

“My subscriptions.”

“Yes.”

He laughed in disbelief.

“All because I broke up with you?”

“No.”

I leaned against the door.

“Because they were mine.”

That silenced him.

I continued:

“The video memberships were charged to me.”

“The gym.”

“The parking.”

“The cloud storage.”

“The car wash.”

“The game accounts.”

“The insurance renewal.”

“Your office parking space.”

“Your phone’s additional data.”

“All mine.”

His face darkened.

“You offered.”

“Yes.”

“When we were together.”

I looked at him.

“We aren’t.”

Lucas’s mouth opened.

Closed.

Then he changed tactics.

“What about the car?”

“The car is yours.”

Relief flashed across his face.

“The registration is in your name.”

Then I added:

“So are the remaining payments.”

The relief vanished.

“You paid them.”

“I used to.”

“You paid the down payment too.”

“Yes.”

“So why suddenly stop?”

I almost laughed.

“Lucas, are you hearing yourself?”

He looked away.

The car had always been his when he wanted to show it off.

His when friends complimented it.

His when he complained that I wasn’t careful enough around the leather seats.

But apparently the loan had been ours.

Interesting.

“I already removed my card from the automatic payment,” I said. “The lender has your contact information. Set up your own payment method before the next due date.”

His eyes widened.

“You planned all this?”

“No.”

That was the truth.

“I planned a future with you.”

“You canceled it at eight o’clock.”

“I simply updated the billing information afterward.”


He picked up his bags.

Then stopped.

“Who are you?”

I looked at him.

“The woman you said was too boring for you two hours ago.”

His expression tightened.

“I didn’t say boring.”

“You said my life is always the same.”

“Work.”

“Home.”

“Cooking.”

I nodded.

“You forgot the part where I was also paying twelve thousand yuan a month for you to have a more exciting one.”

He froze.

That landed.

Then he said:

“You’re making everything about money.”

“No.”

I shook my head.

“You did.”

“I thought these things were part of us.”

“You apparently thought they were part of you.”

He had nothing left to say.

He took the bags.

The elevator doors closed.

This time, I did not watch the numbers descend.


The woman from the hotel contacted me two days later.

Her name was Mia Chen.

She worked in event sales.

I had seen her in photographs with Lucas’s group for almost two months.

Her message was cautious.

I’m sorry to contact you. Were you and Lucas still together on Friday?

I stared at the screen.

Then answered:

Until 8 p.m.

Three minutes passed.

He told me you broke up months ago and were only still sharing an apartment temporarily.

Of course.

I typed:

That wasn’t true.

She called me.

I almost declined.

Then answered.

Mia sounded mortified.

“He started asking me out about six weeks ago.”

“Did you go?”

“Only in groups.”

She paused.

“Friday he told me it was finally over between you two.”

That explained the hotel.

Apparently Lucas had booked a weekend room and dinner package.

The card was declined.

Then the second card.

Then Alipay.

Mia said:

“He told me his ex had frozen his finances because she was angry.”

I laughed.

“What?”

“Nothing.”

She continued:

“Then he asked if I could pay and he would reimburse me.”

“And?”

“I went home.”

Good for her.

Then she asked:

“Was the car yours too?”

“No.”

I smiled.

“It is completely his.”

“But I had been making the payments.”

Long silence.

“The apartment?”

“Mine.”

“His gym?”

“Mine.”

“His parking?”

“Mine.”

Mia became very quiet.

Finally:

“He told me he had no financial pressure and could support a family alone.”

That sentence almost made me admire Lucas.

Not for lying.

For confidence.

He had built an entire image of independence on automatic payments he apparently never bothered to identify.

I told Mia:

“You don’t owe me an apology for believing what he told you.”

“I should have asked more questions.”

“Maybe.”

I looked toward the monstera.

“But he was the one in a relationship.”

That responsibility belonged where it belonged.

We ended the call.

Mia never dated him.

Not because I warned her away.

Because once she saw the difference between Lucas’s image and his actual life, she made her own decision.


A week later, Lucas asked to meet.

I chose a café.

Public.

Daytime.

He arrived without the leather jacket.

Apparently it had been sent to the dry cleaner under one of the subscriptions I had canceled.

I nearly laughed.

He sat across from me.

“I calculated everything.”

“That sounds healthy.”

He ignored the sarcasm.

“Do you know how much all those monthly charges were?”

“Yes.”

He stared.

“Almost six thousand before food.”

“I know.”

“And the car is forty-eight hundred.”

“I know.”

“Plus insurance.”

“I know.”

His expression became strange.

“How did you afford all of this?”

I blinked.

Then genuinely laughed.

“Lucas.”

“What?”

“You lived with me.”

He stared.

“You knew my salary.”

He looked down.

Perhaps he had heard the number without ever connecting it to the life around him.

I continued:

“I didn’t go skiing because I was saving.”

“I didn’t spend weekends at bars because I was tired after working.”

“I stopped buying makeup because I was paying down credit cards.”

“I cooked because eating out constantly was expensive.”

His face slowly changed.

Everything he had criticized about me had partly financed everything he admired about himself.

He whispered:

“I didn’t realize.”

“I know.”

That was the problem.

Then he asked:

“Can you keep paying the car for another three months?”

“No.”

“Just until I adjust.”

“No.”

His jaw tightened.

“You don’t have to be cruel.”

I leaned back.

“Cruel would be sabotaging your car.”

“I’m not.”

“Cruel would be taking your belongings.”

“I packed them.”

“Cruel would be touching your salary.”

“I haven’t.”

I looked at him.

“I’m simply no longer spending mine on you.”

His expression collapsed.

There was nothing immoral about that sentence.

So he had nowhere to go with it.


Then came the question I knew was coming.

“What if we don’t break up?”

I stared at him.

He rushed on.

“I’ve been thinking.”

“Mia and I aren’t together.”

“That’s irrelevant.”

“I realized maybe I was bored because we stopped doing things together.”

“No.”

I shook my head.

“You became interested in fixing our relationship after the cards stopped.”

“That’s not fair.”

“Then answer one question.”

He fell silent.

“If every payment were restored tonight, would you still want me back?”

His eyes moved.

Just slightly.

Enough.

I smiled.

“Thank you.”

“Wait.”

I stood.

He reached toward my hand, then stopped before touching me.

“I do care about you.”

“I know.”

That was probably true.

But care was not enough to keep subsidizing someone who had already decided he wanted another life.

“I hope you learn how much your own life costs.”

Then I left.


The car disappeared four months later.

Lucas sold it.

The payments were too high.

After clearing the remaining loan, he transferred me part of the original down payment under the written agreement we had made when separating our finances.

Not all of it.

Enough.

I did not chase every meal.

Every game recharge.

Every subscription.

I had willingly paid those things while we were together.

I refused to rewrite my generosity as theft simply because the relationship ended badly.

The lesson was not:

Never help someone you love.

It was:

Know when help has become expectation.


My life after Lucas was surprisingly quiet.

I did not suddenly become a woman who wore makeup every day and went skiing every weekend just to prove him wrong.

Sometimes I stayed home Friday night.

Because I liked staying home.

Sometimes I cooked.

For myself.

Sometimes I wore no makeup.

Because my face was not a punishment.

But I also started saying yes to things I had declined because there was never enough money or energy left after maintaining two lives.

A weekend trip with colleagues.

A ceramics class.

Dinner without checking the menu prices first.

Six months after the breakup, I replaced the old coffee machine.

When I saw the price, my first instinct was:

Too expensive.

Then I remembered I was no longer spending twelve thousand yuan a month on Lucas.

I bought it.

Best coffee I had made in years.


The monstera recovered too.

I repotted it.

Trimmed the dead edges.

Moved it closer to the window.

New leaves appeared.

Lucas had brought that plant into my apartment.

But he had never watered it.

For three years, somehow, neither had I.

It survived on neglect until the leaves began turning yellow.

I understood why that bothered me.

It resembled our relationship more than I wanted to admit.

We had confused survival with health.


Almost a year later, Lucas sent one message.

Do you ever regret not giving us another chance?

I looked around my apartment.

The closet had stayed half empty for months.

Eventually, I stopped seeing emptiness.

I saw space.

I replied:

No. But I regret waiting until you ended things to realize how tired I was.

He sent nothing else.

That was our final conversation.

The night Lucas told me he no longer had feelings for me, he expected tears.

Questions.

Maybe a temporary breakup followed by another reconciliation.

What he did not expect was that twenty-four invisible conveniences would disappear before midnight.

Not because I wanted revenge.

Because a breakup has practical consequences.

His streaming account did not know we had broken up.

The gym did not know.

The parking garage did not know.

The bank did not know.

So I informed them.

One cancellation at a time.

Lucas thought he was leaving a boring girlfriend to begin a freer, more exciting life.

Only later did he discover something simple:

Freedom is much more expensive when you finally have to pay for your own.

And I discovered something better.

The money I saved was useful.

But the real thing I got back was not twelve thousand yuan a month.

It was the part of my life I had been quietly spending on someone who had already stopped choosing me.

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